David J. Babel, Esq., P.C.
-
2525 Eastchester Road
, Fl1
Bronx, New York 10469 - (914) 268-1810
- Website
Hours
Chamber Rating
About
David J. Babel, Esq., P.C.
The Law Offices of David J. Babel, Esq., P.C. (Highly Rated Bankruptcy Attorney For over 30 Years)Speak to an Experienced Bankruptcy Attorney in Westchester/Bronx to Explore Your Options Today! What is the difference between Chapter 7 bankruptcy, and Chapter 13 bankruptcy? CHAPTER 7 is a bankruptcy generally used as a means for individuals to completely wipe out most debts in a legal proceeding conducted under the jurisdiction of The U.S. Bankruptcy Court. As a general rule, most Chapter 7 bankruptcy cases are no asset cases wherein creditors do not receive any money as payment for those debts listed in the bankruptcy schedules and the debtor is relieved from any obligation of paying back those creditors.Under the new bankruptcy law, effective October 17, 2005, there are number of additional requirements to satisfy in order to be eligible to obtain a discharge of your debts in a Chapter 7 Bankruptcy, including passing a means test or income test. For individuals with income too high to pass the means test, you will be required to pay back at least some of your debt in a Chapter 13 bankruptcy.CHAPTER 13 is a bankruptcy designed for individual debtors who have some regular flow of income seeking an adjustment of debt.Chapter 13 bankruptcy is used primarily for people with mortgage and maintenance debt, or other secured collateral who wish to keep their assets, yet need time to stretch out these arrears or back payments in a Plan to deal with their creditors. The time frame is generally 36 to 60 months. Chapter 13 bankruptcy may also be utilized to handle debts which are not dischargeable in a Chapter 7 bankruptcy.CHAPTER 13 bankruptcy may be used for the following scenarios: to handle situations in which individuals may wish to retain their assets, yet pay back their creditors in a more favorable treatment than allowed by their creditors; individuals having a cash flow problem, whereby there is some disposable income available to pay back creditors in whole or in part, but not a sufficient amount to satisfy creditors outside of the bankruptcy process; individuals whose income is too high to pass the means test and may still wish to file for bankruptcy that will provide some debt relief.CHAPTER 11 is a bankruptcy generally for business reorganization but may be used by individuals who cannot qualify for Chapter 13A complete bankruptcy office consultation by competent legal counsel will be necessary to determine which bankruptcy an individual(s) qualifies for.
Contact Info
- (914) 268-1810
- (914) 268-1810
- [email protected]
- Website
Products
- Chapter 7 -Personal Bankruptcy
- Chapter 13 - Debt Restructure
- Save Your Home From Foreclosure
- Tax Relief
- Credit Card Relief
Services
- Bankruptcy Law
- Personal Bankruptcy Services
- Debt Management
- Bankruptcy Law -Chapter 7
- Bankruptcy Law -Chapter 13
- Tax Relief
- Foreclosure Relief
- Credit Card Relief
Languages
- English, Spanish, Russian, Chinese. Italian, Hindi, French. Hebrew
Specialities
- Bankruptcy Attorney
- Bankruptcy Law Firm
- Credit Card Relief
- File Chapter 13
- File Chapter 7
Vidoes
Payment Methods
- CASH
- CHECK
Questions & Answers
Q What is the phone number for David J. Babel, Esq., P.C.?
A The phone number for David J. Babel, Esq., P.C. is: (914) 268-1810.
Q Where is David J. Babel, Esq., P.C. located?
A David J. Babel, Esq., P.C. is located at 2525 Eastchester Road, Fl1, Bronx, New York 10469
Q What is the internet address for David J. Babel, Esq., P.C.?
A The website (URL) for David J. Babel, Esq., P.C. is: https://www.bronxwestchesterbankruptcylawyer.com/
Q How big is David J. Babel, Esq., P.C.?
A David J. Babel, Esq., P.C. employs approximately 20+ people.
Q What days are David J. Babel, Esq., P.C. open?
A David J. Babel, Esq., P.C. is open:
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: Closed
Sunday: Closed
Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Q How is David J. Babel, Esq., P.C. rated?
A David J. Babel, Esq., P.C. has a 4.8 Star Rating from 365 reviewers.
Hours
Ratings and Reviews
David J. Babel, Esq., P.C.
Overall Rating
Overall Rating
( 365 Reviews )Dubai Dragon on Google
My name Charles espinal rivera, it's one of the most experienced, knowledgeable attorneys in NYC and nys who would take care of your debts..THE BEST
H9550 on Google
I am currently a client of Mr. David, and after following all his directions, I don't see any need to write any bad reviews. Respectfully speaking, I am confident that my situation will go well. I am hopeful to see a positive outcome with respect to my case. David has been very polite, and so has his staff. I felt the need to write something during this time because filing for Chapter 7 is never an easy task. Understandably, the stress goes to 100% for most of us, but after speaking to Mr. David, I am very confident and need to try and relax. In asking him 100 million questions, he is also assisting others with the same situations. Please be respectful of his time because, as stressful as it may be.
Harry B.
Penny Saunders on Google
I would recommend other people to him. He made it so easy. Thank you
Elmer on Google
Joe Montalvo on Google
Very effective lawyers 0
Overall Rating
Overall Rating
( 365 Reviews )Write a Review
Bankruptcy Attorney Near Me in Bronx, NY
EZ Short Sales
Bronx, NY 10461
212-935-9999 ( 0 Reviews )
Park & Nguyen Attorney At Law
Bronx, New York 10462
(718) 514-7886 ( 75 Reviews )
Julius Rivera Law Office
Bronx, NY 10462
718-828-2318 ( 19 Reviews )
The Law Offices of Robert M. Fox
Bronx, NY 10455
646-760-5345 ( 4 Reviews )
The Law Offices of Daniel M. Katzner, P.C.
Bronx, NY 10459
718-589-3999 ( 168 Reviews )
Harold S. Entes Esq.
Bronx County, New York 10469
(718) 828-3070 ( 24 Reviews )
Mantovani Lynch Inc
Bronx, NY 10461
718-823-8600 ( 0 Reviews )
Law Offices of David Brodman
Bronx, NY 10462
(718) 354-8027 ( 96 Reviews )