Small Business Grants California

Small Business Grants California

California small businesses can apply for federal, state, and regional grants. Funding can help with essentials, a pandemic, and development. 

A grant is a specific amount of money given to a recipient or business for a particular project or purpose. 

Each grant has its own eligibility criteria, application window, and review process.

Why Small Businesses Need Grants

A few common reasons small businesses apply for grants to:

  • Prevent business interruptions
  • Avoid closures
  • Pay rent or mortgage 
  • Maintenance and repairs
  • Changes to the office of business
  • Recover from effects that result from the COVID-19 pandemic
  • Expansion of franchises
  • Buying products
  • Pay employee wages, independent contractors, and full-time equivalent employees
  • Obtaining furniture, fixtures, etc.
  • Costs associated with complying with government health orders
  • Growth and expansion
  • Economic development
  • Employee training
  • Research and technology 
  • Business development
  • Develop diversity and inclusivity in the workplace
  • Community improvement
  • Clean energy and eco-friendliness

Understanding Grants

Grant qualifications often vary, and eligible applicants need a clear plan. 

To qualify for a grant, eligible small businesses must include essential details.

Applications should have:

  • Location of business
  • The type of business entity
  • Reasons for the funds
  • Prove the reason for financial help
  • Plans on how to use the funds
  • Other fundamental business information

Check the grant's official website to learn what other information to include in the plan. Visit government agency websites to find funding available for small businesses in California.

Look at various lenders and grant websites, like:

  • The California Secretary of State
  • Small Business Development Center

Loans differ from grants. A loan involves borrowers, a transaction, and a repayment plan. Small business owners or grant recipients do not have to pay back the grant money. 

It is one of the main reasons most owners consider applying for grants. A grant is a good way to receive funds when needing it for startup and expansion. 

Grants For California Small Businesses

Although grants do not involve repayment plans, they usually only cover a part of the total costs. 

For the rest, owners should check federal and local financial aid. Look for loan programs, private sources of money, and grant awards.

Visit each website to check availability, eligibility criteria, deadlines, and closing date. Details and requirements are subject to change at any time.

Learn which loans and grants offer no-cost or low-cost repayments and interest rates.

Also See: A Complete List of Small Business Grants

1. The California Small Business COVID-19 Relief Grant Program 

The California Small Business COVID-19 Relief Grant Program provides grant relief. It helps businesses and nonprofits. The program offers several funding rounds that range from $5,000 to $25,000.

2. Microbusiness COVID-19 Relief Grant (MBCRG) Program

The MBCRG Program receives funds from:

  • The California Office of the Small Business Advocate
  • San Joaquin County

It is a one-time grant of $2,500 or $5,000 from the California Office of the Small Business Advocate. Microbusiness grant recipients can also receive $2500 from San Joaquin County. 

Companies must have only five full-time employees. They must be in San Joaquin County and currently active businesses.

Microbusinesses cannot receive this grant if they get funds from the California Small Business Covid-19 Relief Grant Program.

3. Paycheck Protection Program (PPP)

The Paycheck Protection Program (PPP) is part of the CARES Act. The PPP is a Small Business Administration (SBA) loan. It helps businesses keep their workforce during COVID-19. 

Small businesses, nonprofits, and sole proprietors can apply. Yet, small businesses must have only 500 employees. Eligible applicants can request up to $10M in forgivable loans.

4. U.S. Small Business Administration State Trade Expansion Program (STEP) 

The STEP program helps small businesses wanting to export products.

Businesses can use the funds to:

  • Take part in foreign trade missions and shows
  • Get entry to foreign markets
  • Develop websites
  • Design international marketing products or campaigns

5. U.S. Economic Development Administration (EDA)

The EDA provides funding opportunities for projects that support economic development, like:

  • Construction
  • Non-construction
  • Planning
  • Technical help
  • Research and evaluation
  • Higher education

6. Employment Training Panel (ETP) 

The Employment Training Panel (ETP) provides funds to employers for training. They help businesses upgrade the skills of their workers.

7. National Institute of Health Grants (NIH)

NIH offers grants to small businesses researching COVID-19, public health, and biomedical technology. 

NIH offers funds for many types of grants, contracts, and programs. They help researchers repay their loans.

8. Small Business Innovation Research Program (SBIR)

The SBIR provides grants to small businesses, but:

  • They must participate in federal research and development. 
  • They get the potential for commercialization. 
  • It is a competitive three-phase award system.

9. Small Business Technology Transfer Program (STTR)

The STTR program offers federal research grants for small businesses. It focuses on funding businesses in research and development. 

The STTR provides grants to companies that work with a nonprofit research partner. i.e., a university.

10. U.S. Department of Energy (DOE) Clean Energy Grants

The U.S. Department of Energy (DOE) Clean Energy Grants offer funds to small businesses. The company must work toward climate change. 

11. Amber Grant for Women

The Amber Grant for Women happens the first week of every month. They give entrepreneurial women $10,000. At the end of each year, one recipient can also receive $25,000 of funding.

12. Citizen's Minority-Owned Small Business Grant Program

The Citizen's Minority-Owned Small Business Grant Program provides $15,000 grants. It awards these grants to 100 minority-owned small businesses. 

Their goal is to advance social equity and economic opportunity. The grant supports these small businesses, their employees, and communities.

13. National Association for the Self-Employed (NASE) Growth Grant 

The NASE Growth Grant awards entrepreneurs with up to $4,000 grants. Their goal is to help grow small businesses through marketing and other methods.

14. Eileen Fisher Women-Owned Business Grants Program

The Eileen Fisher Women-Owned Business Grants is a program that awards women entrepreneurs. 

The company must have positive effects on the environment and women representatives. The business must provide helpful information on climate change, mitigation, and advocacy.

15. The United States Department of Agriculture (USDA) Rural Business Enterprise Grant Program

The USDA offers grants to rural small businesses. The goal is to increase job opportunities and create economic development.

Conclusion

Some grants and loans only allow new applicants. Small businesses may not receive specific grants if they receive funds from another.

Others do not let small businesses get funds if they participate in previous rounds. Review specific details to ensure the company is eligible for the grant before applying.

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