Idea Financial

Dec 18th, 2021

Absolute nightmare. Got a line of credit for $100,000. To get this line of credit, we had to close another one. We had two MCAs open, which we told Idea financial about. We reported everything, and Idea Financial said we were all good. The day I go to draw from my line, we find out it's frozen. Their response: "Oops, our head of risk didn't see the open MCAs on your file." Really? Really? These are people's livelihoods being played with. PLEASE be careful when working with Idea Financial.
Dec 15th, 2021

This company is the WORST!! Please don’t use this company. They claim to qualify you with a certain amount but when you ask for a withdrawal they will deny and freeze your account. The worse part is that they don’t even notify you. They don’t have the courtesy to tell you. You find out when you go to your portal. These people lie. They will NOT lend you the full amount promised. They will look at your bank account every single time you ask for a withdrawal. You need to qualify each time. So the line of credit you qualified the first time means absolutely Nothing!! Go with another company. This one is horrible. No integrity, they don’t care and they do not understand your circumstances.
Dec 5th, 2021

The team over at Idea is top notch. They will take the time to understand your business, walk you through their solutions, and find one that fits the needs of your business in a very transparent way. Highly recommend!
Oct 22nd, 2021

Well I was sold a line of credit but turns out that is not the facts.. Have to say I'm disappointed in the bait and switch.. I am sure somewhere in the fine print there is an explanation stating that it is not in fact a line of credit.. But then why say it is when it isn't.. Would say I'm upset and well I am a bit, as I hate being lied to.. In the end they most likely did me a favor as I have gone elsewhere for better terms and have learned a lesson to absolutely not belive words and read the fine print. I would suggest going elsewhere!
Oct 20th, 2021