Fredric Spytek: Allstate Insurance

Not Happy! Find someone else.
Jul 5th, 2022

Apr 20th, 2021

I was sent a letter from allstate telling me they were doing an interior inspection of four properties I have insured with them. One property I got a message stating there were no difficulties. Another I never received anything about it. And the two others I was told there were some defects but was not told what they were. Later I received an extremely vague description of what needed to be done. No pictures or defined explanation or exact area. I completed the repairs and was required to send pictures of the repairs in which I did so for both properties. One property they accepted and continued my insurance with them and the other one was not. I then questioned why is was not and asked for exact details or pictures. The pictures they sent me were the exact location that I repaired. The pictures I sent them were of the exact location showing the repairs. After questioning them again why the repairs were not acceptable with the proof I sent them of the completions. I was reinstated but never with an explanation. I can only assume that the pictures I sent them were not forwarded. The day prior to my non-renewal of insurance for this property. I went to another insurance company to quickly get new insurance through them so I did not have a lapse in coverage. This insurance agent showed me that Allstate only had my property insured for $140,000. They quoted me the actual cash value to replace the property was over $450,000. In the area where this property is located. Similar houses are being sold between $250,000 to $350,000. Needless to say I am under insured by at least $110,000. I have asked to be given a new quote. And have not heard back from them in almost two weeks. I have always liked Fred and the agents who he employees. Maybe COVID has something to do with it. No in person meetings. By phone only. However, I do feel under served. In the 20+ years working with Fred and his staff. I have had no complaint and have referred friends and family. This situation and the under insured has me very concerned.
Aug 22nd, 2020

May 20th, 2020

i am not happy & plan on leaving & u should 2
Mar 23rd, 2020